Birla Sunlife Insurance being able to provide the best medical care is of great importance to all of us. Illnesses can strike at any time and paying for medical and hospitalization care from your savings can put a strain on your finances and can become a major source of worry. BSLI's Health Plan allows you to spend time cheering up your loved ones and not worry about paying for the best care.
Birla Sunlife Insurance Health Plan is a 3 years Plan which guarantees you a health cover now and in the future also.
Guaranteed coverage till age 80 years
Birla Sunlife Insurance Health Plan gives you a guaranteed health cover till the age of 80 years. While you may have to undergo some medical tests when the policy is issued to you for the first time, subsequent renewal every three years are guaranteed without any medical tests. This plan can be renewed till you and your spouse is 78 years old and your children are 23 years old. Now you need not worry about paying your family's hospitalization bills.
Health Cover in addition to Mediclaim
Birla Sunlife Insurance Health Plan covers you in addition to any other health plan that you may have including mediclaim policies.
This means that you only have to submit the photocopies of your hospital bills to claim the benefits under the Birla Sunlife Insurance Universal Health Plan. With this plan you can now get a double cover benefit.
Tax benefit under section 80D
Annual Premiums up to Rs. 15,000 (Rs. 20,000 for senior citizens) are eligible for tax benefit.
And in case you are buying this plan to cover your parents your premiums are eligible for an additional tax benefit of Rs. 15,000 (Rs. 20,000 for senior citizens).
Key benefits of the plan
Hospitalization Benefit
In case of hospitalization of any of the family member, this plan provides
you with a per day hospitalization expense and ICU allowance.
Surgical Benefits
The plan provides a comprehensive surgical cover for a number of surgeries.
These are fixed benefits and not linked to your actual expenses.
Plan Summary
Age at entry Self, Spouse and Parents - 18 years to 65 years, Children - 3 months
to 17 years
Maximum coverage age Self, Spouse and Parents - 80 years Children - 25 years
Family members eligible for cover Self, Spouse and 3 dependent children or Parents
Policy Tenure 3 years
Premium Payment Term 3 years regular premium payment with guaranteed insurability at the end of every policy term
Minimum & Maximum Premium Depends on age and gender
Network Hospitals with Cashless Facility 5300 PLUS network hospitals that provide cashless facility
Medical Second Opinion Free medical second opinion from world's leading second opinion provider
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